Market Actor for Reform — Allied Voice
Claimable
We make it easy to appeal health insurance denials
Physician-led · AI-assisted · Covered in WSJ, TIME, Forbes, NBC News
Why They're Here — Featured with Permission
Warris Bokhari, MD — CEO and Co-Founder of Claimable — gave AbilityForge permission to feature this work. That matters. Claimable is physician-led from its founding premise: the system generates 850 million denied U.S. health claims every year, and nearly all of them are never challenged. Not because the denials are correct. Because the appeals process is designed to be hard enough that most people give up.
AbilityForge features Claimable because the evidence meets the standard: 80% of Claimable appeals succeed. The system's bet — that patients won't fight — is a bad bet when patients have the right infrastructure. Claimable is that infrastructure.
Section I
Why Appeal?
With the right evidence and a well-crafted appeal, you can overturn unjust denials, prevent care delays, and protect yourself from unnecessary medical expenses.
1 in 5
Denied
20% of insured adults face a denied health claim, but you don't need to go it alone — Claimable can help.
<1%
Appeal
Most people don't pursue an appeal, yet everyone has the right to demand a fair resolution — Claimable makes it easy.
80%+
Succeed
80% of Claimable appeals succeed, with most resolved in 10 days or less — delivering industry-leading results.
The Structural Argument
The gap between how many claims are denied (20%) and how many are ever appealed (under 1%) is not ignorance — it is friction. Insurers know most patients won't fight. The appeal process requires time, medical language, documentation, and persistence that most people in the middle of a health crisis don't have. Claimable removes every one of those friction points. The math is simple: if 80% of appeals succeed and almost nobody appeals, a massive amount of denied care is being accepted without challenge. That is not a patient problem. That is an infrastructure gap.
Section II
The Platform
AI-assisted appeal letters, built for patients — not billing departments
Claimable uses AI to draft appeals that are medically grounded, legally formatted, and rooted in the specific denial your insurer issued. You describe your situation. Claimable builds the case. The result is a professional appeal letter that speaks the language an insurer is required to respond to.
How It Works
The process is designed around the reality that the person using it is probably dealing with a health crisis, not a billing department. The output is a letter formatted to the standard an insurer must acknowledge.
What Claimable Builds for You
Section III
About the Team
Physician-led · Healthcare insider · AI-native
Claimable's physician-led team of healthcare and insurance insiders, data scientists, and technologists is committed to challenging the 850 million denied U.S. health claims each year — overturning unjust denials and reducing barriers to care, financial strain, and medical debt.
Warris Bokhari, MD
CEO & Co-Founder
Warris has led healthcare strategy and innovation for over 15 years at companies like GE, Apple Health, Anthem, and Amazon. A former NHS physician and startup founder, Warris drives Claimable's mission to transform healthcare through technology.
Alicia Graham
COO & Co-Founder
Alicia has led growth, product, and design for over 15 years. She worked with companies like Kaiser, CareFirst, Amgen, Disney, and Airbnb as a leader at Accenture and frog design, and later joined Truepill to shape pharmacy experiences for digital health pioneers.
Zach Veigulis
CAIO & Co-Founder
Zach is the former Chief Data Scientist at the VA's National Center for Collaborative Healthcare Innovation, with over 10 years of experience in healthcare data science. A peer-reviewed researcher, his work has earned 150+ citations and powers Claimable's AI platform.
On the AI. Zach's time at the VA gave him unique insight into the power of clean, longitudinal healthcare datasets that AI can learn from. Claimable uses AI not only to automate appeals, but to ensure the story behind the care is heard. Their results: 80%+ success rate, decisions returned in under 10 days on average. — DSM Partnership
Section IV
Press Coverage
WSJ · TIME · Forbes · NBC News · DSM Partnership
Wall Street Journal · Health
Five Steps to Take if Your Health-Insurance Claim Is Denied
Read the WSJ article ↗State assistance programs and nonprofits including the Patient Advocate Foundation and the Medicare Rights Center can help craft appeals. A startup called Claimable is trying to use technology to smooth the process.
Claimable: Turning Denied Claims into Human Stories
Read the DSM Partnership profile ↗Zach's time at the VA gave him unique insight into the power of data — particularly clean, longitudinal datasets that AI can learn from. Claimable uses AI not only to automate appeals, but to ensure the story behind the care is heard. Their results speak volumes: an 80%+ success rate in appeals, with decisions returned in under 10 days on average.
Also covered in TIME, Forbes, and NBC News.
Start Your Appeal
Don't accept a denial you haven't fought
Less than 1% of denied claims are ever appealed. 80% of those appeals succeed. You have the right to demand a fair resolution. Claimable makes it possible to do that without a lawyer, a billing specialist, or medical-insurance expertise.