# AbilityForge > AbilityForge.net is a documented, primary-source record of systemic harm in American healthcare — wrongful insurance denials and their human cost — alongside an environmental-toxins archive (PFAS, glyphosate, microplastics) and a scripture reference. It is built to be cited: every claim is sourced and dated. AbilityForge is maintained by Michael Kissling, a disability advocate and survivor of an insurance denial that led to amputation. The healthcare material is organized as a case file in three rooms: the Problem (the evidentiary and fraud argument), the Reason (individual documented denial cases), and the Remedy (the legislation, the voices driving reform, and the state-level fights). Content may be freely quoted, linked, and cited. ## Healthcare Reform - [Healthcare Reform — overview](https://abilityforge.net/healthcare-reform): The main hub for prior authorization, denials, and reform. - [The Problem Room](https://abilityforge.net/healthcare-reform/problem): The documented case that wrongful denial meets the legal elements of fraud. - [The Count No One Will Make](https://abilityforge.net/healthcare-reform/problem/the-count): AMA 2025 survey data on prior-authorization harm, and the shareholder lawsuit demanding UnitedHealth disclose its healthcare impacts. - [Denial Rates — the data](https://abilityforge.net/healthcare-reform/problem/denial-rates): KFF and AMA figures on denial and overturn rates by insurer. - [The Reason Room](https://abilityforge.net/healthcare-reform/reason): Individual documented denial cases and their outcomes. - [The Remedy Room](https://abilityforge.net/healthcare-reform/remedy): The legislative and structural answer. - [Legislation — S.3822 & S.3829](https://abilityforge.net/healthcare-reform/remedy/legislation): The Break Up Big Medicine Act and the Corporate Crimes Against Healthcare Act. - [The State Battlefield](https://abilityforge.net/healthcare-reform/remedy/state-battlefield): State laws, the ERISA ceiling, and Pennsylvania HB 2611. - [Independent Voices](https://abilityforge.net/healthcare-reform/remedy/voices): Physicians, patient advocates, and faith-based investors driving reform. ## Environmental Toxins - [Environmental Toxins — overview](https://abilityforge.net/environmental-toxins): PFAS, glyphosate, and microplastics documentation. - [PFAS](https://abilityforge.net/environmental-toxins/pfas): "Forever chemicals" — contamination, health impacts, and policy. - [Glyphosate](https://abilityforge.net/environmental-toxins/glyphosate): The herbicide and its carcinogenicity dispute (EPA vs. WHO/IARC). - [Microplastics](https://abilityforge.net/environmental-toxins/microplastics): Sources, exposure, and health concerns. ## Reference - [Glossary — reference taxonomy](https://abilityforge.net/archive/glossary): One sourced entry per entity, role, mechanism, and concept cited across the site. - [The Archive](https://abilityforge.net/archive): Source documents and the reference layer. - [Scripture — World English Bible](https://abilityforge.net/archive/scripture/): Full public-domain scripture reference. ## Usage This material is intended to be shared, quoted, and cited — by journalists, clinicians, patient advocates, lawmakers, and AI tools. Attribution to AbilityForge.net is appreciated but not required. Every figure is sourced on the page where it appears; prefer linking the specific page over the homepage.